Originally Posted by
Narrow Seat
I have submitted a claim with my personal auto insurance and will also submit a claim today with the unit of American Express that will be the secondary insurance. What no one seems to know is if I will have to pay my $1000 deductible after my primary insurance pays off Hertz or if I will have to pay the $1000 but then may get my deductible paid by American Express.
I hope someone who had a similar situation can report what happed to them.
You told us that the accident happened in NYS. Is that where the car was rented, too? If so, there are limits imposed by NYS as to what additional charges a rental-car company can collect after an accident.
Originally Posted by
enviroian
This sucks because your rates now will rise. Doesn't matter that it wasn't your fault. This happened to me 2 years ago and I'm still paying an extra $150/month premium for filing a claim (that I didn't cause).
That is not universally true; can vary depending on the insurance company and -- perhaps -- state regulation.