Hello, I just wanted to say thank you to all of the regular posters on this thread, especially the indefatigable guv1976 for writing about and explaining the benefits of this not-so-well-known travel card. After monitoring the thread for about a year and waiting for several new card inquiries to drop off my credit record, I finally applied and received instant approval yesterday. I've gotten pretty good value from my Amex and Chase points in the past, but am looking forward to experimenting with this card's novel earning and rewards system to see how that compares.

I may also have some questions going forward, lol, so thanks in advance for your patience and assistance.