What is the conventional wisdom with Ink Pref that has an AF, in that if I sign up, pay the AF, then cancel ten months later, in order to wait 30 days, then reapply for the elevated bonus that is likely next week. I know once they post a new offer it typically stays at least a month so I am usually diligent about not doing anything twice within 30 days (personal or biz) for whatever that's worth. Just wanted some input on if Chase looks badly at cards held less than 12 months, even if AF was paid in month 1.