Originally Posted by
hondaman82
Good day everyone,
I have a Chase Aeroplan CC with limit of 16000 and a Hyatt CC with only 2000 limit, Can I ask Chase to lower the first one down to 8000 and raise the 2nd to 6000? is there a fee or will i get hard credit pull on this? thank you!
You should just ask Chase to "move" $4,000 of your available credit from your Aeroplan card to your Hyatt card. There should be no fee or hard pull involved. (I'm pretty sure that Chase could not do a hard pull without first getting your express consent.)
If, after moving some of your available credit from Aeroplan to Hyatt, you want to reduce your Aeroplan credit limit further, Chase can do that too; but doing so could adversely affect your credit score, since you would then have less total available credit.