FlyerTalk Forums - View Single Post - Applying for a USA-issued credit card while out of country and with low income?
Old Jun 10, 2024 | 5:25 pm
  #30  
guv1976
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Originally Posted by jerry90210
Isn't the 1st option worth $400 and the 2nd option worth $500? I noticed that was the offer I got on the top left corner either before making my airline purchase or after it. So I could choose either? The thing is I know if I do just two 1 way flights, the checked bag fee is at least $60 total and most likely $80 or maybe even more. Then you get back 5000 points a year which is worth $130. So if you pay $99 for the jetblue plus card, you pay tax of another $10 right? So this jetblue plus card is worth it as long as you make at least two 1 way flight tickets or 1 roundtrip with checked luggage a year right? But that 2nd option is available for me to choose as well?


Well I'm low income but the income could be between $10000 to maybe $25000 at the most. It might be less or more or never that much more. But most years, it's under $20,000. But say this year you believe it will be much lower or higher than previous year or previous years, then what number do you put then? You put what you think you will most likely earn this year even though previous years it might be a lot different? Okay so if they ask for more information like your tax return from last year, you still have to send it to them or you can decline and not bother with it? But are there people here that has applied and got accepted with a low income like $20000 or even less throughout the years?


Based on all the information I given you, I am surprised you asked me what my FICO score is. I don't know what my FICO score is and never checked it. The thing is I don't even own a car or anything like that. So I never bothered with things like this previously.
See Posts 9 and 10 for why you should check your FICO score. I don't own a car either, but I still have a credit score.

Do a test booking on jetblue.com for both cash and for points, and I think you will find that True Blue points are usually worth 1.4-1.5 cents apiece. So the 50,000-point offer is the more valuable of the two.

I have no idea whether Barclays will approve someone with an annual income of just $20K for the JetBlue Plus card. But there's one way for you to find out.

Last edited by guv1976; Jun 10, 2024 at 8:53 pm
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