Originally Posted by
guv1976
Here's what to expect: Your application will be approved, or it will be rejected.
No one here knows which it will be, but what difference does it make? In either case, your credit score will take a small drop, just from applying, and should recover over the following several months. Did you ever check your FICO score for free, as suggested up-thread?
You might learn Barclays' decision instantly, or you might find out by getting a letter in the mail a week or so after applying. It's also possible that Barclays would ask you to submit additional information:
https://www.reddit.com/r/CreditCards...t_request_for/
It's probably best to apply when you are back in the U.S, since if you are approved, Barclays would mail your card to your U.S. address.
I am planning to go back to the US soon so I could have the card sent to the US address. But would there be an issue because I'm out of the US now and thus applying for it a non US ip address cause issues? Then again, I have no issues booking flights with jetblue and other airlines while outside the US so there is no issue with this right? Also, everytime I book a flight with jetblue, there seems to be always that offer of applying for jetblue plus card where you get back 250 dollars and something like 15000 points?
Originally Posted by
moondog
While I don't want to encourage the OP to provide false information, I'd just like to point out that self reported income is based on his response
.
Say your income for many years has been around 10000-25000 dollars and most years it is is under 20000 and 15000 dollars. Are you suppose to put your last year income approximately or average the last x amount of years? I'm self employed. I want to know if anyone else is in this situation and has applied for this card but has low income. That is the reason why I never bothered applying for a credit card ever and only used my bank of america worldpoints card that gives max 1%. But when I noticed jetblue plus card basically pays for itself taking just 1 roundtrip a year if you have checked luggage, that is why I ask about this.