Originally Posted by
jerry90210
I only have 1 credit card and the last time I got this card was like almost 20 years ago so I am not sure what to expect because I have low income.
The other thing is, would there be issues applying for this card while you are currently outside the US?
Now if you get accepted or rejected, how soon do you know? And how long does it take for them to send you the credit card?
Here's what to expect: Your application will be approved, or it will be rejected.
No one here knows which it will be, but what difference does it make? In either case, your credit score will take a small drop, just from applying, and should recover over the following several months. Did you ever check your FICO score for free, as suggested up-thread?
You might learn Barclays' decision instantly, or you might find out by getting a letter in the mail a week or so after applying. It's also possible that Barclays would ask you to submit additional information:
https://www.reddit.com/r/CreditCards...t_request_for/
It's probably best to apply when you are back in the U.S, since if you are approved, Barclays would mail your card to your U.S. address.