Why didn't you just post the actual DoC page about the NLL offers:

https://www.doctorofcredit.com/ameri...nguage-offers/

instead of posting another page, which got everybody totally confused?

I don't see anything about targeted offers on that page I linked here above which is about the actual NLL offers, or in the first offer on that page that I clicked on. In fact I searched for the word "targeted" and it didn't find it on that page or on the offer page.