I received very sad news today which really hurts the value of the SYW Mastercard for me. Curve US is ending and I think cards are dead immediately based on the communication I received. For those of you who don't know, Curve was a credit card that allow you to route your purchases to any card you had linked to it. It was limited to Mastercard and Discover credit cards. Curve and SYW worked very well together.

1) All transactions made on Curve card passed the correct category through to the SYW card
2) All in person transactions made on Curve card coded as "online purchases" with SYW mastercard
3) Curve had a feature called "Go back in time" which allow you to move purchases from 1 card to another within 30 days. This feature was particularly important to because it allowed me to make $2000 in transactions on 1 SYW card and then move them to a 2nd SYW card. And while the SYW Mastercard consider returns when it comes to adding and deducting SYW points, it does not consider return purchases when applying purchases towards special offers.

So, essentially, I have been making $2000 in purchases a month around town and getting both $200 GGR rewards, both online rewards, and whatever other offer (6x $50, for example). Since CITI won't let me purchase gift cards directly with SYW Mastercards due to "fraud concerns" but those purchases did travel through Curve, I figure this loss is going to cost me a ~$3000 or so over the remainder of 2024. I definitely do not have $4k/mo of real GGR or even $1k/mo of online purchases.

Looks like I have until July 8 so I can get through June and hurry and complete July. Then decide how I want to move forward afterwards.