Seems that co-signing credit card applications may be going the way of the dodo*. Trying to help my 25 y/o college graduate nephew, first (real) job x 1 year, with his first credit card. He applied for a Chase Sapphire Preferred a couple of weeks ago, automatic declined. His 3 year older sister got a CSP as her first card, then a Bilt MC a year or so ago (a few months prior to my suggesting it to her). Their parents are far from frequent flyer/credit card aficionados.

I suggested Mom or Dad co-sign, we both researched it and it seems now that most issuers do not allow co-signing. I suggested going to a Chase branch to ask about Mom or Dad co-signing his 2 week old application or a new co-signed application in the branch. In researching where to post this, I found this brief November 2023 thread: Can I get a cosigner for a Chase card?

He researched Cap 1 and thinks they may be more amenable to first-time card applicants (with no credit history).

I’d appreciate any comments or suggestions. Thank you.

(“go the way of the dodo”: idiomatic, to go extinct or become obsolete or defunct; to fall out of common practice or use; to become a thing of the past. Synonyms: go the way of the dinosaurs, go the way of the dodo bird. The dodo (Raphus cucullatus) was a flightless bird endemic to the Indian Ocean island of Mauritius, which is believed to have become extinct in the 17th century due to human activity.)