So, I recently signed up for the Free Bonvoy Bold card from Chase, and it just arrived in the mail along with a note saying that the 15 ENCs were going to 5 as of July this year. Since I think the documentation said these would be deposited in April, following when you were a card member as of 12/31, does that mean I will in fact not get the 15 ENCs I signed up for? (I guess another way to ask is if the nights are credited upfront or at the end of a card membership year?)