Does anyone currently have the JAL USA credit card?
If so, was your credit report pulled as part of the application process? Which bureau(s)?
How are the LSP calculated from JAL USA Card use?

I am considering applying for the card, although the foreign transaction fee (3%) makes no sense, esp given the card "benefits" of discount on JAL duty free which are all priced in JPY.. thus incurring the 3% fee (?!).