Originally Posted by
friedablass
Yesterday I downgraded my reserve to Freedom Flex as I'm eligible for a new SUB (last received early 2020). Did I make a mistake by not specifically asking for the OG Freedom like everyone else here does? What is the downside of the Flex?
Another question which I know this has been asked here and/or elsewhere but unfortunately I forgot the answer: what is the consensus on how long I need to wait after downgrading to apply again for CSR or CSP? A week or does it have to be more?
I don't really think it makes any difference. You didn't make a mistake. I prefer to keep the same credit card number when possible and that's why I was happy to convert my CSP to an OG Visa Freedom. There is also the small bit of satisfaction that I was able to get something that isn't technically available anymore, and, I already have a FREEDOM FLEX. Aside from NOT being able to keep the same card number, because you are switching from a Visa to a Mastercard, the Flex is actually a better card because it has 3X on drug stores and restaurants that the OG Freedom doesn't have.
The OG Freedom (Visa) also works for gas purchases at Costco.
If you ever take Lyft, using your Freedom Flex as the default card can be beneficial because you'll earn 5X through Chase and also stack with the World Mastercard $5 monthly Lyft promo
https://www.lyft.com/mastercard
Regarding your second question, I thought Mia said 2-3 days at some point, so waiting a week is plenty. Good Luck.