Originally Posted by
uastarflyer
If I could park all the RDMs as UR or MR then this argument would be compelling.
Groceries is mice nuts $$.
This UR v airline mileage only really matters if you’re running massive OPM or business expense via a CC. Or have some years with big ticket spend. The last $12k airfare I put on CSR. All on UA metal too…
We are talking about miles earned through non-flying activities - e.g. credit card spend. Anything earned from flying would not gain additional miles for UA credit card holders (vs. flyers without UA credit cards).
5% or higher cash back add up quick. On a $2K monthly credit card spend, for example, that's $100 a month baseline cash before any specific vendor offers you can double dip on top of the 5%.
Don't limit yourself ot just Chase (or AMEX). You can get outsized ROI by diversifying your credit card portfolio.
Getting miles is easy. Heck, you can earn miles by just having a bank account with balances. Finding award availability is the game here.