Good answer, but in all likelihood completely unnecessary. The reply you quoted is one philosophy regarding Chase application velocity (frequency). As with everything there are many different philosophies and opinions. This thread is full of data points of people (same business) having multiple Ink cards, including multiple Ink cards of the same flavor (Cash, Unlimited, Preferred) occasionally as frequently as five or six cards per year, often times instant approvals. It’s relatively well documented that Chase does not enforce its 24 month rule for Ink cards.