The Paytm 'scandal' has led to tightening of control by the RBI. Just look at the latest prublication that came out yesterday: https://rbi.org.in/scripts/Publicati....aspx?Id=12043

Lots of changes. All 'phoren' banks and service providers are following the rules by the letter not to become a target in this election year. Google has quietly removed India from the list of countries in their official list:

https://support.google.com/wallet/an...t-for-payments