Originally Posted by
Bandicoot
Any chance you can point to the details on these restrictions? I'm wondering... Why on earth would the RBI want to restrict non-Indian cards just for contactless payments? Contactless from a phone is, in my understanding, way more secure than other ways to use a credit card - and meanwhile simply tapping the card itself for a contactless payment seems to still be allowed (I did that once on my recent trip), and that's way more unsafe in principle (a stolen card can be used by someone without PIN or other authentication) and I could see them wanting to ban that. But from the phone? Hmm. It's even more perplexing to hear that Apple Pay works fine, so only Google phone payments are blocked? This is a head-scratcher.
Well, I guess the bottom line is to always be prepared for changes in these regulations, and carry back-up cards, cash, or be prepared to do a bank transfer, etc., when visiting India.
With the RBI & all the recent restrictions, its difficult to find logic in their decisions. I was told by someone very senior in the Indian banking sector that it has something to do with receiving an OTP on your phone & currently only Indian numbers are able to receive that.