Originally Posted by
Traveler56789
For roughly five years, I've utilized Plastiq to cover my rent expenses. During this period, I've made payments to two separate, independent landlords who own the condos I've resided in. I've utilized Visa, Mastercard, and American Express without encountering any issues. Additionally, none of these transactions have ever been classified as cash advances.
Beautiful!!! Thanks a lot.
Any thoughts on what cards this would work with/has worked with? Looking into the Chase biz cards to pay rent. Maybe I'm silly to think it varies by issuer, let me know.
I'll try to compile some data points here, maybe too elementary for this thread. If you think I'm actually contributing something with this list, tell me if there are other cards you are interested in and I can google them. I know it's not hard to do, but I'm into it now so I can do it if you want.
Specific to Visa:
Specific to Chase:
Specific to Chase biz:
I know where to find the table of what Plastiq accepts for each issuer, but I'm more worried about a) making sure it codes as a purchase, b) making sure the issuer (e.g. Chase) doesn't exclude these purchases from the spending requirement. For the purchase piece, everything I've seen suggests that purchase vs. cash advance is completely determined by Plastiq, but I'm not sure. I think it's possible to test this by reducing cash advance limit, but I'm hoping that someone has already done my work for me, or at least has a guess. I've heard that Plastiq automatically declines anything that would code as a cash advance. I'd be interested to hear people's experiences about this; my gut says don't believe that.

(
old evidence,
evidence although I guess sometimes it starts out as a cash advance and mutates back into a purchase)