Originally Posted by
radonc1
Okay
Numerous DPs out there that when a swipe fails, and you try again, that the card is either locked for the day or eternity.
In my experience, when a card fails, I switch to another card and let the failed one sit for 24 hours before trying to load it in a different fashion (I.e., failed at a MO buy, switch to a Serve load instead 24 hours later.)
Happy to say this technique seems to work for me.

Truth. To add a little detail, Since the Christmas holidays, InComm cards bought at brick and mortar sometimes lock up permanently if you swipe for a full $500. When that happens, you have to get a replacement card sent. InComms bought online (Simon, VanillaGift.com, TheGiftCardShop.com) so far are BAU full 500.
BHN cards are more nuanced and random.
Originally Posted by
radonc1
Caveats: I now do not do multiple swipes for loading cards. One swipe, one load. I know many of you are far more impatient, as witnessed by Sailor Joe's above result.
I can confirm, things got trickier once I started doing multiple swipes at load time. For example (and to add dp), today I tried $699. 200 SE from ODOM +499 InComm from Safeway. First, I tried my Serve AMEX and got "load limit reached", switched to Serve Visa and got "500 max" so I said "ok, let's just load 499 then, and load the rest on another debit".
That went through fine, so I moved on to my One card and loaded 400 as 2 x swipes of 200 SE cards. That worked fine, so I said thanks, see ya later.
Never had any trouble at all loading one card per swipe. It's just easier..
PSA, reminder that I have very friendly CSRs at this WM. I do not recommend drawing this kind of attention to yourself if you don't have very friendly CSRs. Any time I see a new face, I fall back to one swipe, one load!