I just did research on a new credit card that would accrue points to be used for travel on any airline. I chose MBNA for three reasons--they have a reward system that allows you to accrue points and then use their travel agency to book award flights on any airline, based on dollar ceilings (and since it is a purchased ticket, you get to accrue ff miles), they don't have an additional charge (just the 1 percent VISA charge) on currency conversions (my old card added another 2 percent) and no annual fee.