Originally Posted by
SailorJoe
This morning I verified I'm under my load limit for Discover, and headed on over to my WMSC. load $600 @ $200 per swipe. First and second SE, no issue. Third SE, error code 98 "Debit not available". Try a different SE, error code 55 "Customer entered wrong PIN", ok.. fine.. I'll reset the pin at home and try that one again tomorrow. Tried another different SE, again error code 98 "Debit not available". On the bright side, this isn't canceling the transaction, just leaves me owing $200 more to finish it. So I insert a proper bank card to finish the transaction and walk away.
BTW, I should point out this is with my very friendly CSR, my regular. For any noobs reading, I wouldn't suggest drawing this much attention to yourself unless you have a very friendly CSR too!
Okay
Numerous DPs out there that when a swipe fails, and you try again, that the card is either locked for the day or eternity.
In my experience, when a card fails, I switch to another card and let the failed one sit for 24 hours before trying to load it in a different fashion (I.e., failed at a MO buy, switch to a Serve load instead 24 hours later.)
Happy to say this technique seems to work for me.
Caveats: I now do not do multiple swipes for loading cards. One swipe, one load. I know many of you are far more impatient, as witnessed by Sailor Joe's above result.