Just booked a $25,000 trip to Namibia for me and my wife. I understand trip cancellation for a covered cancellation would cover a max of $10k each, total $20k, thus leaving $5k uninsured. My wife and I have separate CSR cards/accounts. If we paid for part of the trip with both cards, would we be able to fully covered, I.e. one card would cover the $10k each and the other card would cover the remaining $2,500 each?