Originally Posted by
sam007
Folks - I know this has been discussed on this thread before but not recently. I have a CSR but I'm using ultimate rewards for the whole car reservation. Will I still be covered for car insurance like CDW that the reserve covers you for?
This is covered in the Guide to Benefits for the card, page 3: "You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/
or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction."
Also, does chase cover a driver like a spouse even if they aren't an authorized user?
Again quoting from the Guide to Benefits (the very next sentence): "Only You, as the primary renter of the vehicle, and
any additional drivers permitted by the Rental Car Agreement are covered."
Some rental car companies permit spouses to drive the car even if the spouse is not explicitly listed as an additional driver. You'll need to check the terms of the company you're using.