Originally Posted by nexusCFX

Just a word of caution that there have been DPs on Reddit and similar noting very slow refunds from the IRS if making a payment in excess of taxes owed, so if it's a large amount of money you can't afford to float to hit the min spend, this is not always a good option. It's much more optimal (not possible for 2024 now obviously) to make a very large Q4 estimated tax payment which you can just report while filing and is then not subject to this issue.