I'm overjoyed to report my first ever successful completion of one of these offers!!! My writeup here: https://imgur.com/a/6Eiv49

TLDR, I used WM pay VGCs to trigger an online spending offer. Nice to have things work after my share of hiccups. Thanks to everyone in this community, and I'd also like to thank the Academy, my yoga instructors, my dog groomer, and of course my beautiful family who stuck with me through all these difficult times.