Originally Posted by
afatperson
… Platinum is honestly not worth it for most people … most people would probably use at most 400$ of the credits … purchase protection and things like lounge access and rental insurance easily outweigh the fee for me alone …
It’s highly unlikely that any ONE person has the only specific individual situation in a universe of millions of credit card users.
Regardless, I fixed the first sentence for you: After first year AF (and SUB) Platinum is honestly not worth it for many people.