Just called for my Schwab Plat for first renewal, AF post date 2/15, called 3/11.
15k or $150 for $3k spend in 3 mo. I spent around $8-9k in past year, used the airline and Saks credits in 2023 but not in 2024, though I do get Uber credits and the entertainment credits.
My questions- how often do the offers change? Is it weekly or daily?
And are the phone and online chat offers the same?
I am a little surprised my Schwab offer is so low. I used to get 25-50k on my vanilla Plat for years before the offers dried up.