Originally Posted by
US HK UK flyer
I also prefer a payment card to taking my credit card out (and potentially losing it, or needing to take my wallet out twice to remove it and place it back) when rushing through busy subway entrances, but the cheers greeting the rollout of contactless everywhere make me feel like a minority on this.
Fair points, but whether it is a payment card, credit card or phone, you are taking
something out of your pocket and at least with phone you don't run any risk of other cards, money etc, falling out while you fish the required card from your wallet. My understanding of the app is that you don't need to open the app or anything for it to work so there should be no 'fiddling' with the phone, just presenting it to the reader as you would the card. I guess if you had the physical Octo card in a separate pocket by itself, this would address my wallet concern. But now we really are digging into the minutiae of this whole situation....which is great! 😅