Originally Posted by TJRAE52

well it didn't work like that and when I called they told me I had to wait the 90 days. I did have a dispute right off the bat for 1800$ but still I paid the annual fee by agreeing online since it was done paperless and I had autopay set up already. They never took my payment once I lost the dispute until Feb and now tell me that I was too late ? I don't get that. I made other charges as well. On my Jan statement they never took any money but then again never posted a late charge. This isn't right.