No travel insurance for a 3 month trip is anxiety inducing for me.

How much did the medical stuff in CHC cost of they didn't have travel insurance? Unless their US Health Insurance cover health stuff overseas.

My understanding of compassionate fares was that they were for new travel due to an event. Existing flights that is what insurance is for. If you self insure you are taking on the risk.

Well a lot of hotels offer cancelling untill 48h or something. So isn't that much of a thing that they did that.