FlyerTalk Forums - View Single Post - Morgan Stanley American Express Platinum Card (2022-2025)
Old Feb 22, 2024 | 9:26 am
  #547  
Road_Dog
 
Join Date: May 2021
Posts: 138
Originally Posted by mike64b
Just got a letter in my account online that MS is closing my platinum cash plus account. I have recently only kept the 5k in access investing but have not put any money in the cashplus - I have been letting the monthly fees pile up and it was at like a negative $275 balance which I imagine is why they closed it.

Any hope.of convincing them to reopen? And will this cause amex to close my platinum card? I wonder if i I can or should just open another cashplus account...

Also unclear to me if they will wipe out the negative balance or come after me for it.


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They won't close the Amex card because you only need an MS relationship to maintain that--and your AI account satisfies that requirement.

For the CashPlus, I imagine if you bring the account positive and call in and ask, they can reverse the decision. I had closed my CashPlus once for about 6 weeks and then called to have them reactivate it, and it was very simple for them to do. So reopening closed accounts shouldn't be a difficult thing for the frontline rep.
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