i am reading the below

1) Amex Plat trip interruption / delay / cancellation insurance - which is what this flyertalk thread is about.
https://www.americanexpress.com/cont...e_10.09.23.pdf

2) Amex Plat baggage insurance
https://www.americanexpress.com/cont..._REV_08.22.pdf

if you redeem an award ticket (not MR, not Pay by Points, but the airline's frequent flyer program) but paid the two one-ways / one round-trip award ticket fees with Amex Plat card , then you are only eligible for 1), but not for 2)? I have a damaged checked-in bag and trying to see what I can qualify to claim

thank you