I finally gave in and got a Bilt Rewards account and signed up for their credit card. - Kids paying rent alone was 50k a yr …
I have not found a way to pay someone by ACH from Bilt "bank" account …
Bilt’s T&C are very specific regading use of the “bank” account:
(from the Wiki) Links to Bilt Rewards Terms of Use and Evolve Bank & Trust (Bilt Technologies) Customer Account Agreement. The Terms state “Bilt may make available to you a Bilt Rent Account (“Account”), which is a transaction bank account that can be used by you solely to make rent payments.” The Agreement states: “For the avoidance of doubt, the Account is a transaction bank account that can be used by you solely to make rent payments. For the avoidance of doubt, this is not an account that you may use to deposit or withdraw funds for any other purposes outside of rent payments.”
“50k a year” in rent might refer to more than one rent payment per month. The middle of this post goes to that subject.