Originally Posted by
Kensterfly
So, that means you have to cancel the card before reapplying? It says you can’t currently hold the card but if you DID have the card, it has to have been 24 months since you got the bonus.
"This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
It says you
can get the card if the following two things are
both true:
- you currently don’t have the card
- you haven’t received a bonus for it in the past 24 months.
So if either of the conditions holds true, you can’t get the card.
I think that is pretty standard with many Chase cards. I am about the cancel my Hyatt card and then will reapply about a month later (got the signup bonus five years ago). The general recommendation, I think, is to wait a month before reapplying to make sure the Chase systems have no longer a record of you currently having the card.