Originally Posted by
notquiteaff
Perhaps someone has a data point that contradicts this, but I would go by the terms of the offer:
"This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
It seems you received the new cardmember bonus 22 months ago.
So, that means you have to cancel the card before reapplying? It says you can’t currently hold the card but if you DID have the card, it has to have been 24 months since you got the bonus.
I’m one year into a Quest card. I applied for a MP card but was denied because “I already own one. Except… I don’t! My wife has an MP card in her name. I have signature rights but the card is hers. Why can’t I get my own?
Current credit score is 820. We have high limits on our cards and have an annual spend of about $60k. Seems like there wouldn’t be a problem.