Originally Posted by
LowValueCustomer
Do we have previous reports of folks unable to cycle credit with the Bilt card in this fashion? I'm aware that some banks do this, but given the 5-day SUB I suppose I would have expected it to be well-documented if that were the WF policy on this card.
I haven't seen a report.
This would take a combo of someone who got the offer, got a low credit limit, has the ability to spend beyond their credit limit, and has the cash available for Wells Fargo to pull ASAP. That combo might not be too common.