Not all issuers allow cardholders to "cycle" a credit limit in the way that you expected. Part of this is an anti-fraud safeguard. The first payment(s) from new customers may not immediately increase available credit, because they have not yet verified that the cardholder is authorized to use the bank account that made the payment.
Do we have previous reports of folks unable to cycle credit with the Bilt card in this fashion? I'm aware that some banks do this, but given the 5-day SUB I suppose I would have expected it to be well-documented if that were the WF policy on this card.
Last edited by LowValueCustomer; Feb 13, 2024 at 9:33 pm