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Feb 13, 2024 | 4:16 pm

#630

mia

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Quote:

Originally Posted by LowValueCustomer

.... the payment posted; it's not pending. The "last payment received" date is the date of that payment and in the correct amount. The available credit just hasn't updated.

Not all issuers allow cardholders to "cycle" a credit limit in the way that you expected. Part of this is an anti-fraud safeguard. The first payment(s) from new customers may not immediately increase available credit, because they have not yet verified that the cardholder is authorized to use the bank account that made the payment.