Originally Posted by Razorkitty00

Hi all, been reading and trying to grasp everything. Forgive me, I am learning. What I am trying to do is churning I believe. I have a Barclays MC and it has a low-interest rate on it for about a year (not a balance transfer though). I am trying to get a few grand off the card to help pay down a CC/some bills with a higher interest in the meantime to get caught up and plan to pay it off by the end of the APR deadline. They will flag PayPal friends and family as a cash advance, so I can't do that. I could do a regular Paypal purchase and have it sent to my friend's account for example, it would incur a small fee. Are there any other options besides buying gift cards?