Originally Posted by
Dr Jabadski
That explains the confusion/misunderstandings. There aren’t many published statistics as to the number of Bilt accounts without a Bilt MC, I suspect that percentage is small. This is also perhaps the first reference to Bilt “virtual card”.
Yeah, I just opened the Bilt account as quick way to top off loyalty balances (especially where you can't transfer from other bank currencies, like AA, or where I'm regularly tapped out like UR-->Hyatt).
Originally Posted by
Dr Jabadski
Perhaps the teaching point is that it might be more expedient to send an ACH payment than having the CC issuer pull the payment? IME, sent payments can be scheduled as little as 12-18 hours in advance compared to pulled payments which invariably take 1-2 days longer.
Is this possible with a card payment? I don't have a WF depository account if that matters.
ETA: Also, the WF dashboard shows that the payment posted; it's not pending. The "last payment received" date is the date of that payment and in the correct amount. The available credit just hasn't updated.