Originally Posted by
friedablass
Yes, I do follow that thread and if you take a moment to do so as well you would see that the current last post is actually mine
. I am aware that there have been mentions of NLL offers drying up for some, but was just sharing my own experience and observations.
Of course, one should and can only take an NLL offer over a retention if it's available to them. If not, then retention offers as well as adding employee cards with bonuses attached to them if available is certainly another route to go.
In addition, the OP had mentioned ditching the retention for a Chase Business card so the advice I was giving in that was the case, was to take a full annual fee refund on the Amex Biz card while they still can.
That nuance did not come through in your original post in which you simply said:
Originally Posted by
friedablass
Wouldn't you rather open a new Biz Plat card with NLL and get a boat Ioad more points for that amount of spend (even less because most SUBs require $15k, some require $30k)?<snip>
without bothering to clarify if that was even an option for the poster or not. It was rather presumptive language/tone. If you had instead
asked the poster whether or not they had determined if they might (or might not) have access to an NLL offer as a better alternative then I would not have made the post that I did.
At least to me, the language you used just seemed to assume that NLLs are obviously available to everyone (including the poster you were responding to, without verifying that) and they very much are not.
If your question had been directed at me, my answer would be "of course I'd rather open a new Biz Plat card with NLL and get a boat load more points" but that option is not currently available to me (and believe me, both the wife and I have verified all possible, known paths)
Regards