My annual feel is coming up soon, and I put most of my spend into the Chase ecosystem recently - so I likely will downgrade to a no annual fee option. I had a couple of questions.
I was thinking citi rewards + bc they have the 10 point minimum per purchase and I buy a lot of $1 coffee's at my work cafeteria - figure that nice 10x bonus is nice - albeit on small spend.

I don't have many TY points as I just made a redemption, my question is, if I downgrade, the few points I have will transfer with the new card (just now not worth as much) - if when I am then eligible again for a Citi Premier SUB, if I apply and get approved, will the TY points I earned with the rewards+ then be able to go back with any (merged) with the citi premier points and elgible for the higher value/more transfer partners?

thanks!