FlyerTalk Forums - View Single Post - Citi Shop Your Way (SYW) Cards (2023 - 2024)
Old Feb 2, 2024 | 9:04 pm
  #100  
That_Guy_0001
10 Countries Visited
20 Countries Visited
30 Countries Visited
40 Countries Visited
 
Join Date: Jun 2022
Posts: 79
I personally like my SYW card. Even if the offer's aren't there, it is still a 5% gas card. Sure the rewards is in SYW points, but it does allow you to redeem as a Visa e-gift card. I don't know if they changed anything recently, but I used to redeem those Visa e-gift cards to pay my bills. So it is ok in my book. But the offers are bonkers and what makes the card so good. Currently I'm sitting on three different offers running at the same time. 10% in gas, grocery, restaurant ($500 min spend per month and lasts a whole year), 6% in online spending ($500 min spend for this month), and 5% on everything else ($400 min spend for the next 3 months). They even give me a 0% financing offer on $400 purchases for the whole year.

There is not a single other card that can give me 10% in grocery, gas, and restaurant for a whole year as long as meet the min spending of $500 every month. Then they throw in another 5% on top of that as long as I meet $400 min spending every month for the next 3 months. That is absurd. Today's cards are where 5% is generally considered the best rewards rate for any given category and the Sears card of all things blow them all out of the water. This is all not even considering the 5% gas/ 3%grocery/ 3% restaurant SYW rewards.
That_Guy_0001 is offline