Originally Posted by paslaugh

I had the same thought process. It took me over an hour to get connected to the right department and the magic words seemed to be "escalation team that handles disputed 1099-MISC reporting". Even that team couldn't tell me the transaction(s) that led to the reporting, but they also thought that it was odd that they could find no awards or credits on that account that would reconcile to the income except for the sign up bonuses since I had only had the account open from September 2023.

My rep 100% understood that sign up bonuses were non-taxable, so she put in an internal request to have additional information pulled for detail on the reported income. I'm also starting to think that Chase is just sending a ton of people erroneous 1099s.