Originally Posted by
SailorJoe
This is a churning forum? How do you suggest I follow this advice?
Not exactly. This is a credit card rewards and benefits forum. People participate here for a range of reasons. Some want information about earning rewards by opening accounts, but others are more interested in spending on their existing accounts, using benefits, negotiating retention bonuses, and deciding when to close cards. The recommendation to take a break from opening accounts until you pay down your balance, and see your scores rebound, is entirely consistent with the purpose of this forum.