Originally Posted by
Blueheaven
You have a low credit score though not a bad score. pay on time and don't carry large balances...
Yeah, I have been >800 for years. 740 is due to too many new accounts and recently starting to carry balance. No other negatives.
Originally Posted by
Blueheaven
...and don't open new accounts.
This
is a churning forum? How do you suggest I follow this advice?