Originally Posted by DTD2003

Adding DP for myself.

~ 800 Experian FICO
2/24 Personal
3 Ink Cards Opened in 2023 (Last one in Sept 23 so 4+ months ago)
High income and minimal debt/income

Initial app went pending for 2 weeks with no update. Had to HUCA a few times on recon to get to someone who could review the app after a xfer to credit team. CSR noted that I had opened 3 cards in 2023 (high velocity I guess) and I proactively offered to xfer credit from other Ink cards to move things along. (It was a tentative denial it seemed like initially). Some light charm/banter added since it seemed like CSR had a lot of discretion in deciding to approve or not given my profile. Approved and expedited shipping today.

Given this, I will probably slow my velocity down a bit and focus on (hopefully) NLL Amex and/or a personal card or two between self and P2 till enough DPs come along to see what the new tolerated velocity is. The golden goose isn't dead yet but we need to try not to be too greedy.