Came across this Fintech bank today, Zenus Bank, based in Puerto Rico. https://zenus.com/en/ "Take control of your finances and enjoy all the benefits of banking in the U.S. without needing to be a U.S. resident or citizen." More details: https://zenus.com/en/group/blog/how-...-non-resident/

As a US Citizen, I have no need for their services, but I thought it may prove helpful for others who live outside the US and may want or need a US bank account. Their Visa Infinite Debit Card (supplied with the $19.99 p/mo bank account) offers very nice ancillary benefits usually reserved for Visa Infinite credit cards - but in this case are attached to their debit card.

List of fees, including $19.99 monthly bank acct fee: https://zenus.com/en/personal/accoun...es-and-limits/
Note this bank is not FDIC insured. Article on the Bank https://www.thebanker.com/Zenus-Bank...ons-1675850178