FlyerTalk Forums - View Single Post - Capital One Venture X (General Discussion)
Old Jan 13, 2024 | 2:32 pm
  #271  
emcampbe
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Originally Posted by RobUAIntl
You always needed to use their horrible travel portal to get the $300, but when the $300 showed up as a credit you got to keep it if you changed your mind and cancelled the travel reservation. Now with the credit, if you cancel, you don't keep the $300 but get the chance to make a new reservation to get to use the credit so you have to find something that you actually will use. For me, this is not worth the headache. The only reason to keep this card is the Priority Pass, but I have this with other cards so I just cancelled. My wife has this card to and will cancel it when it renews in March. We have other 2% flat cards with no foreign transaction fee (and no annual fee).
you mean if you ‘change your mind’ 😆?

if you really want to do that, you still can in some cases - I believe in most cases UA and DL will let you cancel a flight booked via portal with them directly and the credit remains with them. That said, if you legitimately can’t find use for an annual $300 travel credit, then I’m not sure a travel card with a close to $400 AF is really right for you, as discussed a bit further upthread. Like I said, the requirement to use the portal is not ideal, and some of my planned trips are a bit too complicated to want to deal with a third-party for, but there are many others that it works just as well for, so it’s easy for me to use.

if you have to put so much effort into finding a way to use the credit, I’d suggest you might want to consider if this product really makes sense for you. I’m certainly not going to tell people how to spend their time, but I will say that my time is valuable enough that if I have to invest several hours into ‘gaming’ use of a credit, it’s just not worth it and I’m going to look elsewhere
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