well, I'm still here going thru 3 OBC cards. So far, no adverse actions from AMEX, had these cards for 6 or 7 years, after the meltdown in Oct, do not remember the year, but I was still working back then!! Not now,.. have plenty of time to buy VGC and MCGC at groceries and CVS. I also buy a pack of gum or can of tuna so I know they are not fooled, but it works! Anybody still doing these cards? If we can, we can talk liquidation methods.